What We Do.
Consult with you one on one to understand your situation.
Possible strategies we will discuss include Deed in Lieu of Foreclosure, Loan Modification, Forbearance, and Short Sale.
How We Can Help.
We negotiate with your lender on your behalf to achieve your desired resolution.
Why is this important?
Short Sales are often times a long and agonizing process. The Federal Government has now become involved with the advent of the HAFA program adding further red tape to the process. When it comes to salvaging your credit, speed is of the essence as your missed payments can damage your credit as much or more then the short sale reporting.
How Does the Short Sale Process Work?
You list the property with the Realtor of your choice. Once an offer is received and approved by you, we present the offer to your loan servicer and attempt to negotiate the most favorable resolution for you. Once an agreement is reached between the property owner and the loan investor or investors the transaction proceeds to closing. Each transaction is unique with different players involved, because of that, giving firm time lines to closing is next to impossible. It is important to remember that during this process that you, the owner, are in charge from start to finish. Oregon Short Sale and Debt Management, works for you by streamlining the paperwork, communicating updates with all involved parties, insuring all time lines are met and escalating files when they aren't and maximizing your leverage when negotiating an agreement.
The Best Part.
The services of Oregon Short Sale and Debt Management are free to you the home owner. How can this be? We get paid by the purchaser at closing. All fees (we charge a $3,500 flat fee only payable if and when the property closes) are listed on the HUD 1 and become part of the closing. In essence we are taking funds that would be going to the lender and putting those funds to work helping YOU, negotiate with said lender. Pretty cool!
Never a fee for consultations, loan modification coaching, answering questions. To get more information please call or e-mail Scott Jennrich at 541-480-3175 or scott@orshortsale.com.
